1. When you are making a purchase online, make certain you use credit cards to pay for the transaction. Charge card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means you will not be out of pocket.
2. Sign-up for any id theft protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe it is possible to protect your details, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
3. When shopping online, use a credit card instead of a debit card. This is because credit cards are based on your credit, not the amount of money inside your bank account. If a internet hacker gets your banking information, they can completely ruin you within a matter of hours.
4. In case a company features a newsletter, register. Often, companies will give sneak peeks, special deals and coupon codes to people on their mailing list. However, be careful. You don't want to sign up for every company's newsletter or you'll soon be buried under endless emails. Only sign up for a company's newsletter if you really like their products and would use a coupon code.
5. Before buying from the new online retailer, do your homework on them. Check online reviews from other customers to see the way it handles stuff like customer service, shipping, and its overall buying experience. You can also check the BBB to determine if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions regarding its business before you buy anything.