1. Be mindful which sites you patronize. It is difficult to find out which are around the up and up and which can be not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. In addition, if a lot of pop-up windows begin appearing, close them out and move on.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. If you feel that you will be making a lot of online purchases down the road, consider obtaining a separate credit card to use just for these transactions. It is easier to track all transactions when they are the only items listed with this card's transaction records. Additionally, you don't need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
4. When shopping online, choose the best shipping policy. Often times companies offer expedited shipping. However, often times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
5. When shopping online, it is critical that you spend a little time looking into the site that you will be considering buying from. You will find information about the website from other sites and the Better Business Bureau. Not researching them might lead to you obtaining the products you probably did not order or getting billed a lot more than you should have.