1. Be skeptical of overdoing it. It is much easier to overspend when you are shopping online. You begin to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten in the event you went to the mall, as an example. Give yourself a limit and follow it.
2. Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to explain the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use this all information to decide if these costs and options fit well for you, your budget, and your area before you place an order.
3. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the bank card statement comes in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
4. When shopping for a certain item, check several different online retailers. Many times with a bit of searching, you save as much as 25 %. Look at a variety of websites to ensure that you are getting the best offer. When figuring each website's price, ensure you include shipping costs into your calculations.
5. Be mindful where you submit your credit card information. When you find yourself shopping online, always employ secure sites. These are sites that have taken steps to safeguard your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There can also be a locked icon, in both your address or status bar, according to which browser you use.