1. When you find yourself making a purchase online, ensure that you use credit cards to pay for the transaction. Charge card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means you will not be out of pocket.
2. A great way to stay safe while shopping online is in order to avoid clicking any web addresses that are sent into your email. If you are expecting an email from the company, visit the actual website and do not click any links. Legitimate businesses do not send emails requesting personal information or account information.
3. When shopping online, choose the best shipping policy. Many times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.
4. Be mindful which sites you patronize. It is difficult to learn which are in the up or higher and which are not, but there are a few clues. If the address does not seem sensible or the design seems off, go to a different site. Additionally, if a bunch of pop-up windows begin appearing, close them out and move on.
5. Make it a habit to register for price alerts. This goes even for purchases that you've recently made. Price alerts will tell you when a product has dropped to a price you like. And in case you've recently purchased at full price, you can ask for a price adjustment to meet the newest deal.