1. When you find yourself making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and they are only accountable for $50 in these cases. Some card agencies will even go so far concerning wave the $50 for you, which means you will not be out of pocket.
2. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement comes in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
3. If you're worried about whether a shopping site is legitimate or otherwise not, do some research about this. The internet can be a great way to find out about other people's experiences with different sites. If the reviews of others seem promising, consider making a small first order. This can allow you to test out the consumer service, shipping, and gain a feel for the organization without risking a lot of money.
4. When shopping online, most places only accept debit or credit cards. Remember this when you are selecting a site to look from. If you don't feel at ease providing the company with your charge card information, try to look for another site. Try to find a web site that offers a safe and secure page when you're adding your charge card information.
5. If a website is not secure, do not buy something. Simply look up at the website address when you are shopping. If you notice an "https" as opposed to an "http," you can feel confident enough to insert your credit card information. However, if there is no "s" inside the address, proceed to a different site to be on the safe side.