1. When shopping online, use a credit card rather than a debit card. This is because charge cards are based on your credit, not the amount of money in your bank account. When a internet hacker gets your banking information, they can completely ruin you within dependent on hours.
2. Before buying from the new online retailer, do your homework on them. Check online reviews from other customers to see the way it handles stuff like customer service, shipping, and its overall buying experience. You can also look at the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions regarding its business before you buy anything.
3. If a company has a newsletter, register. Often, companies will give sneak peeks, special deals and online coupons to people on their own mailing list. However, be careful. You don't want to sign up for every company's newsletter or you'll soon be buried under endless emails. Only join a company's newsletter should you really like their goods and would use a promotion code.
4. When you find yourself making a purchase online, ensure that you use a credit card to pay for the transaction. Charge card users are protected against fraud by federal law and are only accountable for $50 in these cases. Some card agencies will even go so far regarding wave the $50 for you, which means that you will not be out of pocket.
5. Sign-up for any id theft protection your credit card company offers, particularly if you shop online often. No matter how safe you are or how diligently you believe you are able to protect your information, it's never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.