1. To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the charge card statement is available in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
2. Never give out your Social Security number for an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you go on an online store site and see that as being a requirement, tend not to buy anything from them and shop somewhere else.
3. If you feel that you will be making a lot of online purchases in the future, consider obtaining a separate bank card to use simply for these transactions. It is much easier to track all transactions if they are the only items listed on this card's transaction records. Additionally, you don't need to worry regarding your own funds being compromised, even temporarily, if you are a victim of fraud.
4. Learn the online store's return policy. In case you are considering making a purchase on an item that you may want to return, be sure you find out if returning the item is surely an option. Sometimes when you shop online, items can not be returned and you may not want to be saddled with an unwanted item.
5. Do more research in the online store you are looking at before ordering a product from them. If a store does not provide quality service or products, you will more than likely find some negative reviews published on other sites. It is best to stick to online stores with an excellent reputation.