1. If you are making a purchase online, make sure that you use credit cards to pay for the transaction. Bank card users are protected against fraud by federal law and they are only responsible for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, which means that you will not be out of pocket.
2. Before going shopping at any online retailer, do a quick search for promotional codes. Most of the big retailers often have promotions running that are not advertised on their home page. Performing a quick hunt for these codes will allow you to insert the code at checkout to save money.
3. Never give out your Social Security number with an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and personal information to steal your identity. To prevent that, if you continue an online store site and discover that as being a requirement, do not buy anything from them and shop somewhere else.
4. In case you have questions while shopping, look for a live chat function in the online store. Many big brands (and even some boutique stores) now have this functionality. You can chat immediately with a customer support representative to correct any issues or answer any questions before you purchase. That can present you with a lot of peace of mind.
5. Although it might appear tedious, be sure you read the contract and terms before you purchase with a website. These documents have valuable info on what you can and cannot do when you have a concern with the item that you bought. Read them thoroughly in order that you do not have an unwelcome surprise when trying to come back items.